Obama Noble Peace Prize

Random Ramblings
41

Positive,

Once again you make ridiculous statements and when u get called on the you put the onus on the other person to try and prove you wrong. Your the one saying

Reagan ended the cold war and even more moronic…

Bush protected this country by invading Iraq. There is no need for me to have to prove you wrong as history has already done that.

As for you being “in the game” I think it has been proven time and time again in these forums that you are most certainly NOT in the game. Just because you own multiple unfinished unrented non-rehabbed dumps does not make u a player. As much as u might tell yourself that I think we both know it is the truth. And you can try the smoke and mirrors u want but that is not going to work on me.

As for my rental property what does that have to do with the price of tea in china? And plaigerism?? That’s almost as good as me being a “time thief” because I post at work. Speaking of straws you are really reaching for one.

42

Furnishedowner,

“You bet that you can be required to pay for health insurance!.. Stuff happens, man! Life happens while you’re busy making other plans!.. You need medical coverage just like everyone else… Statistically, you are WAY more likely to get injured or killed in a car accident, just ask your insurance carrier… So yes, you should be required to pay for a preventative policy that spreads the risk over ALL Americans.”

If that is the case, then you should also be FORCED to pay for Life, Dental, Flood, and Disability insurance…

Shared risk is still the same… so much for “choice” when it comes to your body… guess financial enslavement doesn’t count to liberals… :bs

The BS you are pushing here is ridiculous… A little more than HALF of ALL the money spent on healthcare is for seniors, and with the Boomers coming of age, that will INCREASE… So Hoosier’s “risk” is much less than you are trying to portray…

Put some thought into this… noone can be legally be turned away for healthcare in an emergency room… whether they can afford it or not, they get the care… and it is paid for through the existing premiums, government subsidies, etc. that we already pay for in one form or another, which INCLUDES the illegals and the uninsured…

So ADDING over a TRILLION DOLLARS to this is saving money???

43

Chrisotpher,

“Once again you make ridiculous statements and when u get called on the you put the onus on the other person to try and prove you wrong. Your the one saying Reagan ended the cold war and even more moronic… Bush protected this country by invading Iraq.”

Christopher, again, you demonstrate a lack of knowledge when it comes to geo-politics and the Cold War…

BTW, YOU asserted Gorbachev won the Cold War with your “ps”…

“As for you being “in the game” I think it has been proven time and time again in these forums that you are most certainly NOT in the game. Just because you own multiple unfinished unrented non-rehabbed dumps does not make u a player. As much as u might tell yourself that I think we both know it is the truth. And you can try the smoke and mirrors u want but that is not going to work on me.”

And yet you can’t escape the fact that with all your mortgage experience, contacts and supposed property experience, you haven’t bought a house in 17 months, never mind during the most opportune time for someone living in Texas to take advantage of the market… Smoke and mirrors??? Yes, I agree… your redirection is all that… The reality is that one of us is in the market and one of us is NOT (that would be you, BTW)… I wonder WHY??? Hmmm…

Texas is in an IDEAL situation… jump on in!.. get off the sidelines and put your money where your mouth is…

“And plaigerism??”

Like I said… NOT your oringial thought, but borrowed, which you just criticized Hoosier for… :biglaugh :lol

Kinda like when you criticized his grammer but then showed your own misuse of grammer… problem for you (just like most liberals) is that you don’t want what you apply to others applied to you… watch those glass houses, Christopher… :biggrin

“That’s almost as good as me being a “time thief” because I post at work. Speaking of straws you are really reaching for one”

When you are being paid to work and you are not only using your employers resources but his time, you are indeed a “time AND resource thief”… The vast MAJORITY of your time posting is while you are at work troughout the day (not at breaks) when you are supposed to be working, with you spending just about the same amount of time on Random Ramblings as Financing (what does that tell you)… Not to mention, the MOST time is in the morning… It would be interesting for you to present this to your boss and see if he/she doesn’t feel you are stealing time and resources from them, especially considering the time of day you are most active in posting… :rolleyes :bs

I honestly can’t believe you brought that up… :biglaugh

44

I voted no, because he hasn’t been in office long enough to accomplish anything. The prize should be given for things that are actually accomplished, not someone’s potential. the whole thing is a farce.

45

Positive,

Once again you try with the smoke and mirrors. It just will not work with me.

Attacking my credibility is not going to get your current house(s) rehabbed and rented or sold, it is not going to change history, and it is most certainly not going to save you from making another HUGE mistake as you have in the past. It is extremely obvious from your postings over the last few months that you are not cut out for rehabbing houses. Why not save yourself the heartache and wwasted time and go buy yourself a history book. Or better yet why not write your own because from the things you post here it seems as if that is what you are doing anyway.

Anyone who has spoken with me in the past regarding real estate finance can attest to the fact that I know what I am talking about. You on the other hand…not so much. I get much of my business from the internet and I have discussed this forum in detail with my direct superior especially after all your veiled threats sent to me in PM’s. As long as it is bringing in business and I am closing loans they are fine with me “stealing” time. You on the other hand have avoided working on your rehab property and even when you were questioned about how you could spend so much time posting and still not completed your property you just avoid the subject or give some lame excuse.

Remember this quote “Those who fail to learn from history are doomed to repeat it”. You are on a collision course with history.

46

Christopher,

“Attacking my credibility is not going to get your current house(s) rehabbed and rented or sold, it is not going to change history, and it is most certainly not going to save you from making another HUGE mistake as you have in the past.”

Only in your world is making a double-digit return during these time on an investment a huge mistake… At least I am in the game… You on the other hand, being a mortgage broker with contacts and “experience”, in TEXAS, nonetheless, one of the places TO be investing, are sitting on the sidelines criticizing those who are in the game… that says volumes about your “expertise”… In reality, I could care less what you think about my investment…

“It is extremely obvious from your postings over the last few months that you are not cut out for rehabbing houses.”

Yes, this coming from your expertise… its like taking stock advice from someone who isn’t in the stock market, but invested in the past… :rolleyes All you can do is troll for leads from the people who are actually doing it…

“Why not save yourself the heartache and wwasted time and go buy yourself a history book.”

I am a big history buff, which is why I know your limited understanding of the Cold War is just that… limited… the fact that you try to portray it as something different highlights it even more…

“Anyone who has spoken with me in the past regarding real estate finance can attest to the fact that I know what I am talking about.”

Maybe about being a mortgage broker, but if you are now saying that others should listen to on investing in real estate when you haven’t even invested in this current market, is another thing altogether…

“You on the other hand…not so much.”

And yet I’ve never tried to sell myself as a real estate expert… you, not so much… You remind me of the guru’s selling product but not being in the game themselves… selling a product you don’t believe in enough to take advantage of yourself, with all your epxertise and contacts, and being in an ideal market… Yeah, smoke and mirrors…

“I get much of my business from the internet and I have discussed this forum in detail with my direct superior especially after all your veiled threats sent to me in PM’s.”

First off, I don’t make “veiled threats”… and your time and resource stealing is not the first time this has come up… but to my recollection, this is the first time you’ve said your supervisor is OK with it… just strains credibility… That said, even IF they knew, I’m sure if your supervisor new that you spend about the same time on Random Ramblings as you do the Finance Forum during work hours, that opinion might change… and I’m sure this is not the only site you frequent… I frankly don’t care… after all, you were the one who brought it up again…

“As long as it is bringing in business and I am closing loans they are fine with me “stealing” time.”

Being that you spend about the same time in Random Ramblings as you do in the Finance Forum, yours is an exampe of where you could actually make MORE money if spent less time on Random Ramblings during working hours… The more you go on about this, the more those who actually employ people or are are in management are looking at you and saying “WHAT?”…

“You on the other hand have avoided working on your rehab property and even when you were questioned about how you could spend so much time posting and still not completed your property you just avoid the subject or give some lame excuse.”

I’ve not avoided working on my property for posting… As I’ve explaned in the past, my posting is done at times when I am not able to be at my investment house… so your assertion is ludicrous… I don’t have to justify my time you at all, and could care less what you think about it… what matters are the numbers…

"Remember this quote “Those who fail to learn from history are doomed to repeat it”. You are on a collision course with history. "

LOL… maybe this explains why you haven’t bought a property in 17 months… interesting… :biglaugh :lol

Or perhaps you can explain to everyone why someone with your “expertise”, contacts and ideal market is sitting on the sidelines?..

Kind of like Obama derserving the Nobel Peace Prize… All talk, no action… At least Obama said he didn’t deserve it and is giving the money to charity…

47

Hoosier and Pos,

There is NO WAY Hoosier that you can pay for your own medical care if you suffer a serious injury. It is hubris to think otherwise. So if you tumble off the step ladder this year hanging up your Mom’s Christmas lights and get a cervical spine injury…in other words you break your neck, you are going to need expensive, long-term care.

That care will be on the hospital, and the taxpayers. That’s what we want to avoid. You need to pay your fair share up front, spread the risk.

And yes, others can demand that you have other insurances. I pay thousands a year for mandatory flood insurance, IF I WANT TO GET A MORTGAGE LOAN. I would rather choose not to pay that, as I think the risk is low, and I don’t on the properties with seller-financing.

Also, my banker wanted to know how much life insurance that I had, and I brought in the policy. He would have been real uncomfortable if I had none. He would probably have recommended that I get my loan request turned down. He needed to know that the risk of my business imploding upon my death was mitigated by having the money to hire someone else.

The current health care situation is broken. My daughter had a huge ER bill for just treating a laceration. She will never go there again unless the limb is actually amputated. It’s beyond ridiculous. We need tort reform, and to stop the huge waste of money on Health insurance companies who only care about their profits.

Reform is coming…everyone I have polled here in this conservative area agree with me. Thank God.

Furnishedowner

48

Furnishedowner,

“That care will be on the hospital, and the taxpayers.”

That care is ALREADY on the hospital and taxpayers… Now explain how ADDING over a TRILLION DOLLARS to the equation saves money… :rolleyes

“And yes, others can demand that you have other insurances. I pay thousands a year for mandatory flood insurance, IF I WANT TO GET A MORTGAGE LOAN. I would rather choose not to pay that, as I think the risk is low, and I don’t on the properties with seller-financing.”

I don’t pay for flood insurance, but according to you, on the off-chance that a fluke will happen. we ALL should pay for flood insurance whether we need it or not… You made the CHOICE to live where you do, in a flood zone. We should not have to pay for YOUR choice… If that’s the case, then you should have to pay for everyone elses insurance that you wouldn’t normally have to pay for…

My suggestion for people like you is to just give the government all your money… since you are ready to give up everyone elses choices and rights, start with your own… until then… I’ll make my own choices…

You own more than one building for your business… YOUR risk is exponentially higher that something will go wrong with one of YOUR buildings… why shouldn’t YOUR choice be removed and you charged MUCH higher premiums… You have a higher risk of fire, theft, being sued than the average person, going out of business, leaving your bills to be absorbed by the companies that do business with you… Let’s start with YOU and YOUR choices…

Lead by example…

“Also, my banker wanted to know how much life insurance that I had, and I brought in the policy. He would have been real uncomfortable if I had none. He would probably have recommended that I get my loan request turned down. He needed to know that the risk of my business imploding upon my death was mitigated by having the money to hire someone else.”

Speculation on your part… but point is having a life insurance policy when you start a loan does not mean you will have one when your business goes sour and you can’t pay the bills, including the life insurance, so that is really a ludicrous example…

“The current health care situation is broken. My daughter had a huge ER bill for just treating a laceration. She will never go there again unless the limb is actually amputated. It’s beyond ridiculous.”

Lets use your daughter as an example… Had she had insurance, she would have been paying the cost anyway… she CHOSE not to, She had to pay for her care… period… but it was still LESS than the THOUSANDS she will have to fork out for MANDATORY INSURANCE… :banghead

“Reform is coming…everyone I have polled here in this conservative area agree with me. Thank God”

What is coming is not what you think it is… and just like the election when those who voted against Obama WARNED YOU he was not who he said he was… you are WARNED again that should this pass, it will be an unmitigated disaster, and NOT what you think it is… Why do you think they don’t want us to read the legislation?..

NEVER, in the history of the government, has a social program done what it said it would nor cost what they said it would cost… This will be no different… and your daughter will find it HARDER to get by paying more for EVERYTHING…

Think about it… Your daughter complained about $1500 for her ER bill for a service she CHOSE (instead of going to an GP for a FRACTION of that cost)… what is she going to do when she is REQUIRED to spend THOUSANDS every year for MANDATORY insurance, whether she uses the insurance or not?.. At least for the $1500 she got something in return…

Will make it harder for those starting out to get ahead…

49
in other words you break your neck, you are going to need expensive, long-term care.

That care will be on the hospital, and the taxpayers. That’s what we want to avoid. You need to pay your fair share up front, spread the risk.

Here’s a radical idea… how about letting people have the FREEDOM to decide if they want health insurance or not. If they choose not to have insurance, how about letting them live (or die) with the consequences. In other words, if they don’t have insurance, doctors and hospitals are NOT required to treat them. I know that FREEDOM and PERSONAL RESPONSIBILITY is a novel idea in the United States of America, but maybe we should give it a try.

Mike

50

What he said. I can’t figure out why everybody needs to have the best. You eat what you kill.

51

PropertyManager and BlueMoon,

So you just want to leave the bicyclist bleeding by the side of the road, after being hit by a car? If he can’t flash an insurance card or a wad of cash?

We would just be going back to the dark ages.

Freedom and personal responsibility don’t cover it when you get prostate cancer. When you get a preemie. When a drunk driver hits you head-on.

Nobody can go it alone on health care. We are all in this together. Now lets support the people who are trying to figure out how to get this done. I would like it done WITHOUT enriching the middlemen–without enriching the insurance companies who do NOTHING except act as go-betweens with doctors and hospitals. I want the government to do that job instead. Then we at least have the control of our vote and oversight.

Furnishedowner

52

furnishedowner

I am as liberal as anybody, but this is a prime example of my problem with it. We have not defined the problem. Healthcare is not defined. Healthcare is more than insurance. It is insurance and the delivery system. The system includes treatment centers doctors testing centers, etc. The delivery system will still be there. If you are bleeding in the street you go to the emergency room. That is still available. Now if you decide not to take up flood insurance and take that gamble with your house and the house floods then that is tough luck. If you decide not to get health insurance and develop some chronic disease then that is the gamble you made. I don’t think that there should be a free-for-all for the insurers either. I think we should regulate the coverage. This would include things like allowing pre-existing conditions. I do, however, believe that if you have a preexisting condition that your rates should be higher than someone that is healthy. I also believe that since insurance companies practice medicine then they should be subject to malpractice.

The insurance company should have one duty that is to pay for the covered treatments prescribed by the doctor. If they deny a procedure it should be because that procedure is not covered under your policy not because they think it is not warranted. That should expose them to malpractice lawsuits.

Just like we don’t require people to invest in real estate although we know it is best for them, we should allow people to no be insured if they don’t believe they need it.

53

Furnished,
You think you have some influence on govt??Gee,I wonder what those tea parties were about then?Why has’nt the democrats heard out the possibility of opening of interstate insurance laws.This would make them compete for your business and would drive down price and offer better plans.The liberals are the modern day slavery plantation owners to the lower class,now they want to extend this plantation to the middle class.Obama loves people being dependent on govt,Martin Luther King Jr would be ashamed of this type of govt.I doubt any obama dependents know the history of MLK Jr,or the fact that his was a republican that wanted equality for all not handouts.

You know I’m right,just listen to those people who were in line in detroit for “obama money”.They have no clue or care where the money comes from,just give it to me mentality.Govt dependents is already enough of a problem without addding more of it.Govt takeover is the easy way for congress not to once again do there job,make laws for industry to follow.It’s about massive taxes not healthcare.

Bluemoon,
Your thought on insurance companies being open to malpractice is brilliant.

54

The real problem is not that some people choose to be uninsured. The problem is that insurance on the individual market is completely unaffordable or barely affordable for those who don’t get it through their jobs. And the costs keep spiraling, both because of the system, and as you grow older your premiums go up.

I think a lot of people who get their insurance through their jobs at large corporations are out of touch with how bad the situation on the individual market really is.

And that’s not even getting into all the games the insurers play, like recission, putting all kinds of riders onto the policies, etc.

I don’t see why having an inefficient layer of private for-profit bureaucracy lying between myself and the doctor is any better than having a government run plan in the same position.

As for the freedom of choice option, I don’t see how having a choice between, say 3 good but completely unaffordable options and 8 other crappy, unreliable but semi-affordable insurance plans on the private market helps me at all.

55

Finally we get some posters with real ideas, not just rhetoric.

I love the idea of malpractice suits against insurance companies if they kill someone by denying treatment. But I think we already have that–remember the great John Grisham novel, and then the movie, wasn’t it “The Rainmaker”?

The insurance company denies a bone marrow transplant to a young man with leukemia. They say it is “experimental”. The young guy has AN IDENTICAL TWIN who can give him the bone morrow, but they continue to deny. The guy is dying, and the Grisham lawyer sues. He wins a judgment of millions–the “rain”. Then the insurance company declares bankruptcy and nobody gets anything. The young guy dies.

HoldAndBuy,
You said exactly what I feel. Insurance is unaffordable for me to pay for as a small business owner. And it is unaffordable for my employees to pay privately. So only one of them is insured, at an exorbitant premium, from her husband’s job. The whole thing sucks.

Furnishedowner

56

Furnished… what do you think about this…

Id’e be willing to accept a Government Health Care plan ONLY IF…

1) You do not PENALIZE(steal) money from those who dont want it. Also, businesses are NOT required to offer health care, like Obama wants, and shall not be penalized.

2) If the Government Health Care plan goes BELLY UP, then only those who are PARTICIPATING in the program are responsible for the increased taxes.
I dont think these 2 requests are outragious. What do you guys think?

Furnished… since you love Government so much, can you tell me ONE THING Government has EVER EVER EVER ran well, and stayed within their original budget?

57

a big fat NO :bs

58

Amazing isn’t it? His work is profound. I now understand why Ghandi didn’t get one!

JP

59
So you just want to leave the bicyclist bleeding by the side of the road, after being hit by a car? If he can't flash an insurance card or a wad of cash?

We would just be going back to the dark ages.

Freedom and personal responsibility don’t cover it when you get prostate cancer. When you get a preemie. When a drunk driver hits you head-on.

When will you socialists get it through your head that it is NONE OF YOUR BUSINESS! You aren’t smarter than everyone else. It’s not your place to make decisions for individual citizens. If someone wants to weigh the risks and decide that they don’t want health insurance, then they should be allowed to make that decision and stand by the consequences!!! If that means that they don’t get radiation when they get prostate cancer - THAT’S THEIR CHOICE! If that means the hospital won’t treat them when they’re in an accident - THAT’S THEIR CHOICE! You socialists have absolutely no right to butt into everyone else’s business!!!

The same is true of welfare, Section 8, unemployment, etc. People should be responsible for their actions. We don’t need the socialist morons in the government controlling every facet of our lives. If a man chooses not to work - let him not eat!

Mike

60

Mike,

It IS the job of the government to decide for the common good. That is EXACTLY the mandate that we give our public officials.

Health care is such a mandate. If YOU get an INFECTIOUS DISEASE you bet that is MY BUSINESS. I could die from it. That is why our government exercised their mandate for our common good and got rid of such horrors as polio epidemics and smallpox. Our government continues to try to protect us.

If you get prostate cancer, you are NOT forced to get radiation or other treatment. As a competent adult, you may exercise your right to get no treatment at all.

What about that preemie baby? Doesn’t he have rights for care so that he might live? Isn’t it our duty to provide for the next generation?

Somehow you just got born into the wrong century, Mike. You would have been real comfortable about 200 years ago. If a person then had no money, yes, they would probably die untreated. You can still find that philosophy of health care–“NO MONEY–NO TREATMENT” in many 3rd world countries today.

But I wonder how comfortable you would be in seeing the reality. It can be shocking. I have seen adult men with obvious signs of starvation scavenging in garbage cans in El Salvador. Was that because they didn’t want to work?!

I have seen homeless children with red hair from protein deficiency in Tijuana, Mexico. What was their personal responsibility in their plight?

I can’t believe you, with your political philosophy would be any less upset at those sights than me, the liberal. We’ve got to take care of each other, while still preserving our individual freedom.

Furnishedowner