The Chosen One Calls for Halt to Foreclosures!

"The thing that was striking was the uniformity of support for the idea that [u][b]we can no longer rely on a voluntary system[/b][/u]" under which the financial services industry leads the foreclosure prevention effort, said John Taylor, president of the National Community Reinvestment Coalition.

This is what I’ve been predicting. As the economy gets WORSE (darn, I thought it was getting better), the socialists will seize more and more power until we are in a dictatorship. First, they’ll prohibit foreclosures - they already own most of the mortgages (you’ll note that the private sector can’t be relied on). And don’t think for a moment that …(poorly worded comments altered) the government won’t outlaw deed in lieu’s and other currently legal practices. Then - rent control. Then, a ban on evictions. Eventually, you won’t even be able to own private property (or at least you won’t get any benefit from doing so). That’s where we’re headed!

"I know that is going to cost some people some money, but the truth is the foreclosures keep driving us further into this recession," said Taylor.

What? We’re going further into a recession? I guess this guy didn’t get the official memo that the recession is over and we’re experiencing RECORD GROWTH - a whopping 5.9% last quarter!!!

Here’s the article (there are many other sources if you don’t like this one):

http://www.washingtonpost.com/wp-dyn/content/article/2009/02/11/AR2009021101894.html

If all that happened, all those that actually had wealth would leave the USA. Which means no more investors/job producers… Wouldnt be a good situation.

Mike,
…Because you are so ill informed…First off I do not lend to owner occuppied home owners…I lend on investment property and so my deed in lieu is in full effect…You think these scenarios havent been discussed by my attorneys multiple times…Secondly I do not predatory lend…If thats the case every hard money lender that advertises on this site does also…My rates and terms ,fees DO NOT violate any state usury laws…

Read this link…It clearly says that BO’s proposed legislation only helps OWNER OCCUPPIED homeowners…It clearly states it DOES NOT cover investment property or Real Estate speculators
http://www.usnews.com/money/personal-finance/real-estate/articles/2009/03/04/obamas-loan-modification-plan-7-things-you-need-to-know.html?PageNr=1

The Dems are losing control in the next election. The president does not pass laws, Congress does. Congress is going to have a lot more trouble with their agenda when they lose all the seats they are about to lose.

So, tough it out, guys.

Already, the Dems are jumping ship, trying to salvage their own reelection.

Rookie,

Open your eyes! You are in SERIOUS denial. Just because what you do today is legal doesn’t mean that the government won’t declare that you are guilty of predatory lending tomorrow. The GOVERNMENT was largely responsible for the real estate bubble. Chris Dodd, Barney Frank, the congressional Black Caucus, and even George W. Bush pushed home ownership. That caused/allowed lenders to lend money to anyone that could fog a mirror. These lenders were later demonized by the government for “predatory lending”! What a joke! They did what they were encouraged to do and then suddenly they were the bad guy! The fact that your lawyer thinks everything is legal means NOTHING! The fact that it IS legal today means NOTHING! The fact that I have contracts with Section 8 means NOTHING! The socialists can change all that with the stroke of a pen.

Mike is just sour because BO will probably pass some kind of halt on foreclosures and give a time frame on late rents so HE will be the one who will be screwed and looking like the one who made a mistake..Ban on evictions,new rent controls who gets it the worst..MIKE...

I’m not “sour”, I’m just trying to wake people up about what’s happening! Your attitude seems to be that if you’re not personally affected, then anything the socialists do is fine with you. That was the attitude during Nazi Germany!

First they came for the communists, and I did not speak out—because I was not a communist;
Then they came for the trade unionists, and I did not speak out—because I was not a trade unionist;
Then they came for the Jews, and I did not speak out—because I was not a Jew;
Then they came for me—and there was no one left to speak out for me.

It’s time to wake up and fight this crap - WHILE WE STILL CAN! Look past yourself and fight for our freedom EVEN IF IT DOESN’T AFFECT YOU! You see - I’m 100% against stopping foreclosures EVEN THOUGH I DON’T HOLD PAPER! I’M 100% against them stopping deed in lieu’s EVEN THOUGH I’m not personally affected by it. Come back from the dark side Rookie - Capitalism was a great thing and it’s worth fighting for!

Truth is Mike you are a joke..You have zero business sense and you are clearly a politically obssessed nutcase

You just can’t post without personal attacks - can you Rookie? Sad.

Mike,
For the millionith time now…I vote no differently than you…I just dont wear it on my sleeve…And you started the name calling.calling me and fdjake predatory lenders…Thats disrespectful…You started this thread,you started with the accusations…Dont try and twist it around on me…Ofcourse I care about the ridiculous handout being perpetuated by the socialists of this country…But you clearly took direct aim at me once again…My business caters to the RE investor wishing to buy from banks that are unloading these properties or RE investors looking to buy secondary INVESTMENT PROPERTIES…If BO changes that and somehow I get caught in the middle I will survive and still get paid…You cant change first position as a mortgage holder…What I do is LEGAL and these people that I lend to are not charged any fees nor do I force them to take any loan or sign any deed in lieu…My contracts clearly stipulate that they are buying this property as an investment property and not their primary residence…I make sure to cover myself every way I can…Despite what you think Im a highly sophisticated businessman with 5 seperate attorneys and law firms working on my various businesses/mortgages/notes etc…You talk about me like Im some backwoods jerkoff …You were the one out of line…I didnt draw first blood,you did,…

And you started the name calling.calling me and fdjake predatory lenders...Thats disrespectful..

You’re right - I went back and re-read my post and it clearly didn’t come out the way I intended. I intended it to be a sarcastic remark (sarcasm aimed at the government) to say that doing something perfectly legally today can be turned into something illegal with the stroke of a pen. Just like the contracts the banks signed with homeowners have now been turned into “predatory lending” and the government is now trying to halt those contracts by stopping the foreclosure. So, I appologize for my poorly worded post.

I accept…That was man enough for me… :beer

Now that Mike and I made up…I did take this conversation to one of my RE attorneys via email to get his opinion on how this all plays out in the courts…The following is a cut and paste from my attorney a few minutes ago…

My question email below first…

" Please explain why all these proposed legislation to delay foreclosures and allow people to not make mortgage payments have nothing to do with me or hard money lenders in general?..I know I dont lend to owner occuppied and that we make people sign off as these properties are all investment properties…Does this essentially make them waive their right to these new legislations and do I have to worry about laws protecting my borrowers and hurting me in anyway?.."

My attorneys response below

Good questions. However, the “shock journalism” we continue to hear in the national media all involve residential, “owner-occupied” properties. If Congress or states enacted something without the consent of the investor (Fannie Mae, Freddie Mac, FHA, or other government entities), there would be major constitutional challenges, i.e. right to contract, and years in the courts to clarify the intent of the legislation. The reason you’re hearing about this is because Fannie and Freddie own about 80% of the residential mortgages. And, nearly all Americans have a residential mortgage. Thus, politicians want to use this “legislative-talk” similar to how they discuss “no higher taxes, crack down on crime, etc.”

As you will notice, the media is not discussing the collapse of the commercial real estate market since a majority of Americans aren’t “paying” on a commercial note. But, as far as your transactions are concerned, we make sure the property is non-owner occupied by having the borrower sign numerous disclosures acknowledging the same. Therefore, they cannot go back and use it as a defense to the recording of a DIL( Deed in Lieu). I have a situation right now where a borrower moved onto the investment property and tried to raise the defense to a judge that the property was now his homestead. The judge ruled that at the time he signed the disclosures, the property was not his homestead and he was not entitled to the benefits of any legislative protection at the time he entered the contract.

I only posted my attorneys response to clarify my position and show my due diligence in my business is for real…I only take calculated risks and never shoot from the hip…Investing to me is NOT gambling,I have a specialized attorney for every area of business Im in…

Hey Mike…

I don’t have to tell the people I SELL houses to (and in a few cases hold a mortgage on) that I’m a MAINTANANCE MAN working for the REAL OWNER like you do so your mental case TENANTS aren’t knocking on your DOOR at 3am.

I also have NO NEED to carry a gun with me where ever I go in MY business.

I’m also not in ANOTHER Position YOU’RE in…If you DID sell your 20+ rentals units…YOUR INCOME STOPS!!! AND…You live in OHIO…You’d be SELLING…AT or very NEAR the absolute BOTTOM…
YOU ARE LOCKED IN PAL…And it’s starting to SHOW!!!

At least John in NC flies planes for a living…He can DUMP IT ALL tomorrow and his lifestyle ain’t changing at all…It’s probably IMPROVING from reading his recent posts…NOT YOU…You sell now, at the BOTTOM…NO MORE INCOME!!

Let’s not BS each other…Your not buying anymore RENTAL PROPERTY during the BIGGEST REAL ESTATE BUST IN HISTORY because you’re FRIED!!! You deal with IDIOTS FOR A LIVING…These people are such SCUM that you must carry a WEAPON with you at all times!!! SOUNDS GREAT!!!

Come ON…Who do you think your dealing with here??? I’VE DONE WHAT YOU DO…Save the 12hour work week stories for someone else…

Let me see…Would I rather spend 12 hours per week dealing with DRUG ADDICTED LOSERS who I KNOW would SHOOT ME DEAD for $10, therefore I MUST carry a GUN with me…Or would I rather spend TWICE that time finding MOTIVATED OWNERS that WANT to sell me their homes???

I’ve done BOTH…NO COMPARISON!!!

The end of the world posts???

MY GOD…One after ANOTHER…DAY after DAY…

The end is NEAR!!!

RUN FOR COVER!!!

The USA is FINISHED!!!

Michael…

THAT’s all the CLASSIC signs of a BURNT OUT RESIDENTIAL LANDLORD…

I’ve been buying property from them for 20+ YEARS!!!

You’re FRIED!!!

Start flipping some houses buddy…HONESTLY…I’m not trying to break your stones here…But GET OUT…Try something different…There’s MONEY laying all over the GROUND out there!!! REALLY!!!

GO PICK SOME UP!!!

You won’t even need your GUN to do it!!

Instead of constantly throwing stones at Rookie and Me…LEARN FROM US…

Mike…I’ve been at this a LOT LONGER than you…You need to EXPAND your horizons and get off the USA/TITANIC ride for a while.

And to make matters even more realistic Warren Buffett ( #2 RICHEST MAN IN THE WORLD and known as THE greatest INVESTOR in the world) sees a housing recovery in 2011…The link just came across bloomberg…And if I may cut and paste a quote from the article…

http://www.bloomberg.com/apps/news?pid=20601087&sid=aCenhjEFdzYI&pos=4

“We’ve put a lot of money to work during the chaos of the last two years,” Buffett said in the letter. “It’s been an ideal period for investors: A climate of fear is their best friend. Those who invest only when commentators are upbeat end up paying a heavy price for meaningless reassurance

This is what Ive been saying all along…Buy em when they hate em…Like I said the other day if you are in the cashflow business and want to make an ROI when is it that you buy?..We can argue til we are all blue in the face but truth is there are people making money in these times…

Rookie,

The SAM ZELL article you mentioned is a CLASSIC!!!

For those of you UNfamiliar with Sam…

His nick name is THE GRAVE DANCER

He got that monicker from BUYING REAL ESTATE at EXACTLY the time when EVERYONE else had this country (or the real estate markets) DEAD and BURIED!!! In other words…When most people sounded like MIKE…Sam would be as happy as a clam…While they WARNED people of the DOOM TO COME…he was DANCING ON THEIR GRAVES!!!

Sam is a REAL ESTATE GENIUS and a BILLIONAIRE…He unloaded a HUGE portfolio of commercial property at the very PEAK of the market (Rookie mentioned this)

If Sam Zell and Warren Buffet are BUYING…

What’s it take???

A freakin LIGHTING BOLT to hit you???..WAKE UP.

When I can BUY a 3 family home for LESS than a new F-150???

That’s the BOTTOM!!!

A L L D A Y L O N G !!

And Mike…

I really respect you…I’m being completely honest here…Soften up that THICK SKULL OF YOURS and LISTEN…Just a little bit…I’m trying to HELP you here…HELP YOU MAKE $$$$$$$$$$!!!

You NEED to be BUYING…NOW…Just buy them from private owners and DUMP them to other INVESTORS…The opportunites are EVERY WHERE for one simple reason…

PEOPLE THINK REAL ESTATE IS A BAD INVESTMENT NOW!!!

So they’ll sell it to you for DIRT!!!

Do yourself a FAVOR…

BUY THAT DIRT…RIGHT NOW!!!

I know I may have gotten a little out of line Mike…I’ll apologize now for that…and feel free to take a shot at my statements…I’m not gong to argue with you about it…

I just hope you can see SOME of the UNBELIEVABLE opportunity out there during these times…

AS I’ve said…I’ve been at this LONGER than you Mike…The one thing I’ve learned and YOU still NEED TO, is this…

YOU CAN’T BUY…T I M E…This economic event we are all living through will be measured in TIME…You WILL look back at this and REGRET sitting out even the past YEAR.

That YEAR is GONE…You can not get it back…EVER…The VALUE of that lesson may not be clear NOW…But UNFORTUNATELY…It will be DOWN THE ROAD!!!

The PROOF is in the FACT that while you WAITED this past year for a COLLAPSE…IT NEVER HAPPENED!!!

IN this last year…You could have bought and sold 5 or 10 houses…Just bought them at dirt cheap prices and sold them within DAYS to other investors…NO COLLAPSE…NO BUST…NO EATING CANNED FOOD…NO GUNS INVOLVED…JUST MONEY…For YOU, your FAMILY and your FUTURE!!! But that opportunity is now GONE…That ENTIRE YEAR…You can NEVER get back…and what worries me is your STILL not seeing this.

But it’s your life Mike…

:beer :beer :beer

fdjake,

Sam Zell is a smart smart man…Warren Buffett is also…Both of these guys capitalize on downturns and negative news…I learned alot from Sam Zell,I read about him every article I can find…He is a genius in the Real Estate industry and taught me alot about distressed debt investing which is my main area of expertise at work along side risk management…This is a guy who interests me…

http://blogs.wsj.com/deals/2010/02/02/grave-dancer-sam-zell-returns-to-haunt-macklowe/tab/article/

Same here…

If you haven’t seen it already, there’s some great reading out there on how he got started managing apartment buildings during his college years…AMAZING, out of the box thinking even at 18 or 19 years old!!

He’s absolutley brilliant.

If you DID sell your 20+ rentals units.......

That’s funny! I passed 20 in my second year in business, but I guess another cheap shot is all I can expect.

AND..You live in OHIO....You'd be SELLING.....AT or very NEAR the absolute BOTTOM... YOU ARE LOCKED IN PAL......And it's starting to SHOW!!!

You clearly don’t know anything about what happened in much of Ohio or the rest of the midwest. We didn’t have a significant boom and we didn’t have a significant bust - although I believe that we certainly will! THIS IS NOT THE BOTTOM IN OHIO OR ANYWHERE ELSE! Even you yourself admitted in an earlier post that the deals you’re getting weren’t the norm and couldn’t be found on the MLS. The same is true here. It was true when I was buying my rentals and it’s true today.

He got that monicker from BUYING REAL ESTATE at EXACTLY the time when EVERYONE else had this country (or the real estate markets) DEAD and BURIED!!!! In other words....When most people sounded like MIKE....Sam would be as happy as a clam....While they WARNED people of the DOOM TO COME....he was DANCING ON THEIR GRAVES!!!!!

Unfortunately, you’re out of phase with what’s happening. You’re predicting a huge boom over the next few years and I’m predicting a collapse. I will be right. All it takes is a little common sense to see what’s happening and you guys are in serious denial. We’ve been over-spending for decades; have accumulated enormous debt; have promised entitlements that we can’t deliver; and the bill is about to come due. I KNOW that the key people in the government know that, which is why they’ve been trying to con the American people into thinking everything will be fine. They can’t tell the truth or there would be complete chaos. You and Rookie have bought into the government lies and have been deceived.

Our country is like a person that makes $100,000 per year with $100,000 in credit card debt and a $1,500,000 adjustable rate mortgage, currently at zero percent interest. This person continues to add $10,000 per year in credit card debt each year and is telling you that everything will be alright. You and Rookie believe him and I do not. It really is that simple. I know that he’s broke and ready to collapse. This guys friends, who have similar income and debt are already collapsing (the PIGS).

Soften up that THICK SKULL OF YOURS and LISTEN.....Just a little bit....

I would invite you to do the same. I think you’re in denial and are deluding yourself. A little common sense is all that’s required to see what will soon happen. Did you see this article?

http://www.washingtontimes.com/news/2010/feb/25/bernanke-delivers-warning-on-us-debt/

With uncharacteristic bluntness, Federal Reserve Chairman Ben S. Bernanke warned Congress on Wednesday that the United States [u][b]could soon face a debt crisis like the one in Greece[/b][/u], and declared that the central bank will not help legislators by printing money to pay for the ballooning federal debt.

Recent events in Europe, where Greece and other nations with large, unsustainable deficits like the United States are having increasing trouble selling their debt to investors, show that the U.S. is vulnerable to a sudden reversal of fortunes that would force taxpayers to pay higher interest rates on the debt, Mr. Bernanke said.
“It’s not something that is 10 years away. It affects the markets currently,”
he told the House Financial Services Committee. “It is possible that bond markets will become worried about the sustainability [of yearly deficits over $1 trillion], and we may find ourselves facing higher interest rates even today.”

I know, I know - I’m insane for thinking that the economy is a ponzi scheme and could (will) collapse. Of course, I’m starting to be in good company, now with Bernanke, Greenspan, Marc Faber, Bill Gross, Peter Schiff, Ron Paul, etc, etc, etc all coming to the same conclusion.

Separately, Mr. Bernanke's predecessor, Alan Greenspan, told Bloomberg News that "fiscal affairs are threatening the outlook" for recovery from recession as Congress and the White House have been unable for years to make tough decisions to raise taxes or cut spending.

You’ll notice that Greenspan didn’t say that fiscal affairs COULD threaten the outlook for recovery, he said that fiscal affairs ARE threatening the outlook for recovery from recession! I think that’s significant.

You NEED to be BUYING..........NOW......Just buy them from private owners and DUMP them to other INVESTORS.....The opportunites are EVERY WHERE for one simple reason....

PEOPLE THINK REAL ESTATE IS A BAD INVESTMENT NOW!!!

I don’t need to be buying, now or in the future. You see, about 7 years ago, I laid out my plan. I have posted that plan in detail on the forum and in my book. I executed that plan over a 4 1/2 year period. I am very happy with my rental business and have no plans to be in the flipping business. Furthermore, if you really believe that we are about to have a big boom, then you should be buying these properties at “dirt” cheap prices and holding then so that you can get the MASSIVE profits selling them once the prices skyrocket in the coming boom! The fact that you aren’t doing that tells me that you also doubt your claim of a big boom. Don’t get me wrong, I think you’re doing the right thing with the quick flips - that’s the only smart play if you’re going to be in the flipping business. I certainly wouldn’t buy anything hoping for appreciation.

YOU CAN'T BUY.......T I M E....This economic event we are all living through will be measured in TIME.....You WILL look back at this and REGRET sitting out even the past YEAR.

That YEAR is GONE…You can not get it back…EVER…The VALUE of that lesson may not be clear NOW…But UNFORTUNATELY…It will be DOWN THE ROAD!!!

The PROOF is in the FACT that while you WAITED this past year for a COLLAPSE…IT NEVER HAPPENED!!!

I don’t need to buy time - I have 152 hours each week to do what I want. I enjoyed this past year and I plan to enjoy next year. Part of that plan is not to start a new flipping business (I already have a business). Also, I haven’t been waiting for a COLLAPSE this past year. As I have posted, I don’t know the timing of this event, but I don’t really expect a total collapse for a couple of years (probably 2012, although I could be wrong and it could happen sooner). As I’ve also said many times before, I think we’re following the same path as the great depression. As you’ll recall, 1929 was bad, followed by a short recovery (I’m sure that they thought the worst was over in 1930 also), then a long slide to the bottom. That’s where we are now, except this won’t be a depression, this will be a collapse.

It’s all common sense!

More MEDIA links from MIKE!!! And YOU took the CHEAP shot pal…And you have 20+ RESIDENTIAL units EXACTLY as I said in the POST…You’re small potatoes.

The very same MEDIA that YOU claim is ALL WRONG about the economy slightly IMPROVING, is now 100% RIGHT when it coincides with YOUR views!!!

You’ve been at this for ONLY 7 YEARS Michael???

WHICH MEANS YOU HAVE NEVER SEEN A BUST/RECOVERY IN REAL ESTATE

No wonder you’re scared to death…

I’ve been through 3 of these.

Tell me what I DON’T KNOW about Real Estate in about 17 YEARS when you’ve got the same experience I CURRENTLY have.

You also thought FORD was doing BANKRUPT too…and YES you did make that statement!!!

WRONG AGAIN…

And AGAIN it cost you MONEY!!! You dumped all your shares at $3 change??? Nice play…Now that the stock is $11+…How’d that prediction work out for ya???

You keep YAPPPING about entitlements…

Here’s a NEWS FLASH for you MIKE…There getting CUT…THAT is how you deal with a BILL you can’t pay when you MAKE THE RULES…I’ve said this here MANY times…There won’t be a RETIREMENT for Americans that don’t ACTIVELY PLAN for it THEMSELVES…The people that don’t INVEST… will work until the DAY THEY DIE!!!

I notice you’re now quoting GREENSPAN :shocked…

Why stop at that FOOL? The same IDIOT that ENCOURAGED people to buy HOMES with ARM’s at the PEAK of a housing BUBBLE!!!..It’s like quoting that MORON economist the NAR had that kept saying… THERE’S NO REAL ESTATE BUST…Until it got to the point where it made the NAR look FOOLISH…

You’re getting to that point with these rants of yours Mike…It’s beginning to take away your CREDIBILITY…

Or it’s showing everyone here what someone with just 7 YEARS of Real Estate investing ecperience DOESN’T KNOW!!!

7 years vs. 24+…

I’ll let TIME tell us who was right…But you better understand that I WON’T FORGET what you’re calling for here, like you FORGOT you said FORD was going bankrupt…

You’re predicting the TOTAL ECONOMIC COLLAPSE of the UNITED STATES OF AMERICA and not just THAT…BUT RIOTING, FOOD SHORTAGES, and REVOLUTION!!

You made your predictions…I made mine…

We’ll see… 7 year man.

I notice that you ALWAYS attack the messenger but never refute the message. How about actually addressing the question at hand? What about the massive debt? Is Bernanke wrong? Is Greenspan wrong about the debt? Is Bill Gross wrong about the economy being a Ponzi scheme? Is Marc Faber wrong?

As for the media, everyone that is being honest knows that there are 2 very different medias. The main street media is 100% in the tank for The Chosen One and his socialist agenda. They are perpetrating the fiction that the recession is over. Then, there is the other media that’s all over the place (the internet, Fox News, etc). Fox is mostly on the right. The internet offers everything from far left to far right. The key point is that you are NOT addressing the issue. The story I posted is about the comments of Bernanke and Greenspan complete with direct quotes - why not address that?

No wonder you're scared to death....

Scared to death? Not me, I’m not the one with my head in the sand!

I’m not the one with my head in the sand. I’m putting MY money to work…UNLIKE YOU…Hiding

You’re a guy that got into REAL ESTATE INVESTING 7 years ago, just as the BIGGEST BOOM in the HISTORY of REAL ESTATE started…

Now you’re scared sh*tless and YOU have YOUR HEAD buried…But not in the sand!!!

Like I said…

When you’ve got 24+ YEARS in this business THEN tell me all about real estate BUSTS and BOOMS…Until them…

YOU’RE GUESSING what comes NEXT because you’ve NEVER SEEN IT!!!

How’s that for a FACT??

How's that for a FACT??

I’d say Missing in Action! You still haven’t addressed the issue of the debt and the entitlements, which can’t be paid. Bernanke is saying that US could soon face a debt crisis like Greece. Greenspan said that fiscal issues ARE threatening the recovery. Bill Gross said the economy is a Ponzi Scheme. Soros is buying vast amounts of gold. China is buying vast amounts of gold. The Fed is the biggest purchaser of US debt because foreign countries no longer want our debt. The government is artificially propping up housing prices with homebuyer incentives and foreclosure stoppages. Both new housing and existing housing sales are falling. Sounds like I’ve got things about right.

I see that you revised your earlier post, so here are my comments:

You also thought FORD was doing BANKRUPT too.....and YES you did make that statement!!!

WRONG AGAIN…

And AGAIN it cost you MONEY!!! You dumped all your shares at $3 change??? Nice play…Now that the stock is $11+…How’d that prediction work out for ya???

Actually, I’m still predicting that Ford will end up bankrupt. So far, all the car companies have been propped up by the goverment with cash for clunkers, etc. That won’t last forever and once the ponzi scheme fails, no-one will be buying cars.

As for my Ford plays, I’m the only one of the two of us that has made any money (cash money in hand) on Ford. I played Ford 4 or 5 times (with chump change, each posted on the forum) and made a nice profit on it (almost doubled my money just on the first play). The point is that I closed my Ford positions and locked in my profits. Your positions are open - are you going to ride them all the way back down?

You keep YAPPPING about entitlements....

Here’s a NEWS FLASH for you MIKE…There getting CUT…THAT is how you deal with a BILL you can’t pay when you MAKE THE RULES…I’ve said this here MANY times…There won’t be a RETIREMENT for Americans that don’t ACTIVELY PLAN for it THEMSELVES…The people that don’t INVEST… will work until the DAY THEY DIE!!!

Here’s a news flash for you FDJAke - the day the entitlements are cut - there will be rioting in the streets. The socialists (for the past 40 years) have built a huge entitlement society. When those entitlements are taken away there WILL be rioting (just as I have predicted). That’s exactly what’s happening (starting to happen) right now in Greece. You don’t give people free housing, free food, free medical care, and even a free cellphone one day and then take it away the next day without a fight! We’ve got TENS OF MILLIONS of these lazy deadbeats in this country that we literally can’t afford. It all boils down to the fact that we’ve got more people than we can afford to keep. What do you think is going to happen? What has happened throughout history?

I notice you're now quoting GREENSPAN .......

Why stop at that FOOL? The same IDIOT that ENCOURAGED people to buy HOMES with ARM’s at the PEAK of a housing BUBBLE!!!..It’s like quoting that MORON economist the NAR had that kept saying… THERE’S NO REAL ESTATE BUST…Until it got to the point where it made the NAR look FOOLISH…

I agree that these people are all fools. Greenspan, Bernanke, Paulson, Geitner, Obama, congress, etc. Unfortunately, THEY ARE RUNNING (have run, in Greenspan’s case) THE COUNTRY! Their policies are responsible for the coming collapse.

You're getting to that point with these rants of yours Mike...It's beginning to take away your CREDIBILITY.....

That would be true if I was wrong. Unfortunately, I am not.

Or it's showing everyone here what someone with just 7 YEARS of Real Estate investing ecperience DOESN'T KNOW!!!

Or maybe it shows that just because you’ve been in real estate for 24 years, you aren’t always right.

You're predicting the TOTAL ECONOMIC COLLAPSE of the UNITED STATES OF AMERICA and not just THAT....BUT RIOTING, FOOD SHORTAGES, and REVOLUTION!!

EXACTLY!

You made your predictions.......I made mine...

We’ll see…

Yes, we will.