Naitonalized Healthcare...

[reiclub]

Christopher,

“But you feel the need to talk about your wife instead…hmmm something does not add up there”

Doesn’t add up??? Let’s get you caught up and spell it out what is obvious to everyone else but you apparantly… I brought her up in context regarding Hoosier, and you demeaning his college, where he is going for nursing… She is also a nurse, and she did not advance because of the college she went to, or the grades she earned… she advanced because of her own initiative, which is what I advised Hoosier to do… get the connection?.. Even Bluemoon06 doesn’t recognize me bringing my wife up that often… What college did you say ypou went to?..

“You can keep dodging the fact that you really don’t know much about any anything.”

Consider the source of the assertion… you’ll note ASSERTION, just your opinion… no facts… I don’t “dodge” anything…, I reply point by point… nice try…

“You make up your own versions of reality which helps you get through the day. You can question me and my ability to be successful. Since you don’t measure yourself on my scale why do you keep asking me about my HML plans?”

It was you who just recently brought the HML as a defense to the fact that you are in an ideal market, and yet sit on the sidelines… kinda like the guru’s… good enough for everyone else to be in, just not you… you troll REICLUB looking for leads from those who actually do it… so forgive me if I only look at you as someone who pushes mortgages for a living… not that there is anything wrong with that… you seem like a nice enough guy, but when it comes to getting your hands dirty, there are many more sources on this site who people can turn to for expertise…

Christopher, I HOPE you actually follow-through and start your HML… but my gut tells me that this is just words at this point… anyone who has ever done a business plan, especially for what you are attempting KNOWS that you putting this up as a reason for delay is totally bogus… With your background in mortgages and sales, this should be a no brainer… why are you trying to fool everyone with this?.. If it is legit, you should be up and running in a matter of weeks… Incorporated, funded (because you have “investor” clients, right?), FEIN, business accounts established - takes WEEKS… so you could be making money VERY SOON if this is actually real… time will tell… we’ll see… kinda like my investment, time will tell which one of us was ultimately full of it…

“Why do you keep asking me to prove that I know what I am talking about and about my successes yet nothing seems to ever come from you.”

You asked, I answered… You haven’t asked about my successes before, so your point is??? Like I said, I don’t feel the need to do so, I am not insecure, which is why it won’t come from me unless you ask…

"As you like to say Positive just words… funny you gave all of that up to be a failed rehabber. More power to you man. You are living the american dream. "

LOL… failed rehabber… LOL… Only in your wishful thinking world… just more words… and for some reason, you think that by saying it, it actually has creedance… lol

Funny, no mention what is holding you up with your business plan… you would think with you wanting to “stay local”, and being that you are in an ideal market, and there are people on this board in Texas ASKING for HML’s… you would’ve had this done like yesterday… let’s see where you are a month from now, never mind a year…

Not to mention instead of citing an example of you PROVING me wrong, what do we get…slience… ANOTHER one of your assertions bite the dust… or how did you put it… “dodged”… :biglaugh :lol

“wasting a whole lot of time that could be spend “doing” something to get your properties rehabbed. You have spent a total of 7 days, 14 hours and 11 minutes posting on here instead of “doing” something that could help your family. What an incredible waste.”

LOL… applying your logic to yourself, this makes this all the more ludicrous… you have spent 11 days, 11 hours and 16 minutes… The times I post are spread out into the the night, the times you post are PRIMARILY during working hours… So that leaves PLENTY of time for you to complete your business plan… So not only are you spending HALF YOUR TIME on REICLUB on Random Ramblings DURING WORK HOURS, but when you aren’t posting at night, you seem to be having trouble putting together a business plan… If you look at the numbers, you actually spend MORE time on here than I do… What an incredible waste…

Yep, you’re the expert I want to consult when it comes to real estate… :rolleyes mortgage, maybe… real estate, not so much…

"So it is not my limited understanding of history it is the fact that you are unwilling to accept the fact that the way you perceive things in your life is not how they truly are. "

Well, then it should be very EASY for you to PROVE… and yet, all we get is silence… the silence on you PROVING what you assert is deafening…

“You say I have a limited understanding of history…Let me counter that by saying you have a limited understanding of economics…”

Coming from someone with your background, who’s never had a payroll of any size, and difficulty putting together a business plan, like I said earlier, consider the source of the assertion…

[christopher_w]

Once again Positive you try to spin away from the fact that you are essentially a failed rehabber by questioning me and my abilities. I don’t troll anywhere looking for business. In fact when you and I spoke I believe it was you who called me looking for answers.

People are not stupid they look at my postings and call, email, or PM me asking questions. As I said you were one of those people. I wonder if the same can be said for you? How many people on this site look to you for knowledge? My guess would be a BIG FAT ZERO because that is what you are.

Incorporated, funded (because you have “investor” clients, right?), FEIN, business accounts established - takes WEEKS… so you could be making money VERY SOON if this is actually real… time will tell… we’ll see… kinda like my investment, time will tell which one of us was ultimately full of it…

Why are you so concerned about me and my business plan? I find it hilarious that you a FAILURE at what you do for a living keeps trying to drag me through the mud because I don’t want to give you more information about the formation of a very lucrative business. Once again a smokescreen trying to deflect from the fact that you have wasted 7 days, 14 hours and 11 minutes of your time arguing about inane topics while you have unfinished rental properties. Keep blowing that smoke positive. Maybe someday little elves will come along and finish the houses for you while you are here arguing with me.

Funny, no mention what is holding you up with your business plan… you would think with you wanting to “stay local”, and being that you are in an ideal market, and there are people on this board in Texas ASKING for HML’s… you would’ve had this done like yesterday… let’s see where you are a month from now, never mind a year…

You are the classic example of why I am taking my time, making sure my projections are correct, talking with private lenders locally about their foreclosure rates, etc… You jumped right in and what did it get you… a year later a whole lot of nothing except postings on this website. Haha you are a fool. Like I am going to put my name on anything that is not letter perfect. So you keep pushing that on me Positive, keep telling yourself that your not a failure and that because I am approaching business the smart way that I am the one who is lost. You are sad. Very sad.

As for the time I spend here perhaps you have forgotten that I am a moderator AND I am not avoiding other things while I am here. Can you say the same thing Mr. Unfinished houses? Seriously man give it up. Just admit you are in over your head, and that yu wish someone would come along and make you an offer ANY OFFER to get you out from underneath the albatrosses that you currently own.

[reiclub]

Christopher,

“People are not stupid they look at my postings and call, email, or PM me asking questions. As I said you were one of those people. I wonder if the same can be said for you? How many people on this site look to you for knowledge? My guess would be a BIG FAT ZERO because that is what you are.”

You are quick to tout that I went to you… but you failed to also mention that I did not use you… this was for three reasons, but one, was because of your lack of follow-up… as we can see here… no change…

"Why are you so concerned about me and my business plan? I find it hilarious that you a FAILURE at what you do for a living keeps trying to drag me through the mud because I don’t want to give you more information about the formation of a very lucrative business. "

Yes, it’s so lucrative, you’re dragginng your feet gettig started… :rolleyes :bs as far as me being a failure at what I do for a living… again, you are so off base, it’s actually silly… What is your PROOF of this, other than YOU asserting it??? My investment house?.. :biglaugh :lol As has been the case all along, anytime you are asked for PROOF of what you say… silence, on to something else to distract with… Like I said, you are great at setting up a false narrative… just don’t think you won’t be called on it…

“Maybe someday little elves will come along and finish the houses for you while you are here arguing with me.”

LOL… having you critiicize me for spending time here, when not only do you spend the MAJORITY of time during work hours, with HALF being on Random Ramblings, and with you actually spending MORE time than me on this site is just laughable…

"You are the classic example of why I am taking my time, making sure my projections are correct, talking with private lenders locally about their foreclosure rates, etc… "

And here is where I will prove you are full of it… how are you coming to and making sure those projections are correct?.. If you are actually doing it, this should be a very quck answer…

See, people who have actually written business plans and started businesses, and employed people can see right through this BS, Christopher, and so will your investors… when you write…

“Like I am going to put my name on anything that is not letter perfect.”

There are red flags going off for everyone who has ever written a business plan… You just don’t know it, because you’ve obviously never done it before… you are just trying to project an image… and a false one at that… the more you say, the more you reveal… it’s obvious to everyone but you…

“You jumped right in and what did it get you… a year later a whole lot of nothing except postings on this website. Haha you are a fool.”

The funny thing is, you actually believe this drivel… :biglaugh :lol I didn’t jump right in… nice try…

“As for the time I spend here perhaps you have forgotten that I am a moderator AND I am not avoiding other things while I am here.”

Oh, I see… you’re a moderator… that explains your 1930 posts, over 11 days 11 hourse and 41 minutes… HALF of which are in Random Ramblings during work hours… are you serious??? The MAJORITY of your posts are during the busiest time of the business day… you are deluding only yourself… you’d be done with that business plan, if you spent HALF the time on Random Ramblings… :bs

“Can you say the same thing Mr. Unfinished houses?”

Actually, yes I can, because I have regular work during the week and work on my investment house, which is almost done, on the weekends… Dude, you can’t even get a business plan together over a couple of weeks…

“Seriously man give it up.”

Yes, Christopher, give it up… the more you talk, the more you reveal… you just don’t think people see right through it… Careful… you don’t want your investors reading up on your lack of business accumen, right? The search engine goes beyond REICLUB…

“Just admit you are in over your head, and that yu wish someone would come along and make you an offer ANY OFFER to get you out from underneath the albatrosses that you currently own.”

Lol… you are totally clueless… :biglaugh :lol

[christopher_w]

You are quick to tout that I went to you… but you failed to also mention that I did not use you… this was for three reasons, but one, was because of your lack of follow-up… as we can see here… no change…

My lack of follow-up was because you were a moron and I got tired of saying the same thing over and over again. Kind of the same way it is here. Talking to you is like talking to a brick wall. After explaining things to you 5 or 6 times I just had to give up on you. That is the reason for my lack of follow-up.
Yes, it’s so lucrative, you’re dragginng your feet gettig started…

Who said anything about dragging my feet… I’m sorry that my going to wealthy investors and asking for hundreds of thousands of dollars does not meet your timeline. But same as above I would not expect you to understand simple finance let alone complex financial projections, Texas Usery Laws, Texas foreclosure laws (because some time “rehabbers” get in over their heads but I guess I don’t need to tell you that nudge nudge wink wink), etc… You see I want people to KNOW that I know what I am doing and want to loan me money. So yes I am taking my time but by taking my time it is costing me ZERO ZIP NADA. You on the other hand lose money EVERY SINGLE DAY those houses are not done. You think by ignoring your dumps that little elves will come fix them for you and they will turn into “double digit returns”.

having you critiicize me for spending time here, when not only do you spend the MAJORITY of time during work hours, with HALF being on Random Ramblings, and with you actually spending MORE time than me on this site is just laughable…

Um I think your the one with unfinished houses sitting around getting eaten by termites while you have spent over 7 DAYS arguing with strangers. That is wjhat is laughable. I work in front of a computer while you on the other hand are supposed to be a contractor yet you spend a considerable amnount of time on this website in the middle of the day. I guess someone is not very busy these days. although to busy to work on his own houses. Now that is laughable.

There are red flags going off for everyone who has ever written a business plan… You just don’t know it, because you’ve obviously never done it before… you are just trying to project an image… and a false one at that… the more you say, the more you reveal… it’s obvious to everyone but you…

I will be the first to admit it is my first business plan. How does that make me any less of a success? There is a big difference between my business plan and yours. Mine is being done with complex financial projections, and your was done on a Mcdonalds napkin on your lunch break. As a matter of fact why don’t you enlightenus on why you have ever written a business plan? You and I both know you have never done anything remotely successful in your life, in fact I would say it is just the opposite.

Funny how you want to try and smear me because of a side project I am working on yet you avoid working on your termite infested dumps as much as you can.

Yes, Christopher, give it up… the more you talk, the more you reveal… you just don’t think people see right through it… Careful… you don’t want your investors reading up on your lack of business accumen, right? The search engine goes beyond REICLUB…

Seriously do you believe the things you are typing? You can say all the ridiculous things you want to try and divert from the fact that you are an abject failure. Stop arguing with me and get to work on your houses man. Do the right thing if not for you then for your family. After all your kids are going to asking questions about why you can afford to invest in termite infested dumps that you never work on, but you make them wear $20 shoes. Like I said I get emails, phone calls, and PM’s on a regular basis from people on this website( as I said above and you confirmned YOU WERE ONE OF THEM). What do you get? Beside carpal tunnel? Oh and “double digit returns”.

[reiclub]

Christopher,

“My lack of follow-up was because you were a moron and I got tired of saying the same thing over and over again.” & “After explaining things to you 5 or 6 times I just had to give up on you.”

Really… I guess that’s why I have texts and emails of you apologizing for not getting back to me or dropping the ball on getting things to me MULTIPLE times starting right from the BEGINNING of our conversations (with some pretty lame excuses BTW), and I still have the emails and texts to PROVE IT… see, unlike you, I can PROVE what I say, I won’t SAY IT OTHERWISE, and you know and I know that you explaining things to me “5 or 6 times” is a pure fabrication, and it was not you who gave up on me… I gave up on you, which is why you didn’t get the business… You embarass yourself… The funny thing about this is that I contacted you for a refi… not any information on real estate investing, but you try to make it sound otherwise… Great insight for future people considering doing business with you… we’re morons… and we can already anticipate your response to this… your only problem is I have the PROOF to prove otherwise…

“But same as above I would not expect you to understand simple finance let alone complex financial projections, Texas Usery Laws, Texas foreclosure laws (because some time “rehabbers” get in over their heads but I guess I don’t need to tell you that nudge nudge wink wink), etc… You see I want people to KNOW that I know what I am doing and want to loan me money. So yes I am taking my time but by taking my time it is costing me ZERO ZIP NADA.”

Except opportunity cost, right?.. Sucks having what you espouse to others applied to you… You’re right Christopher, I have NO idea on how to write a business plan… :biglaugh :lol If you didn’t have your head up your butt, and put your pride aside, I would even be willing to critique it for you (but we know better, watch the lame one that comes from this)… What you don’t seem to understand is that we see right through this… Don’t worry, we’ll check in with you in a couple of weeks to see how you are making out… if anything, it’ll give you motivation to actually get something done on it…

“Um I think your the one with unfinished houses sitting around getting eaten by termites while you have spent over 7 DAYS arguing with strangers.”

And you have spent over 11 DAYS arguing with strangers, while your business plan, which you should be able to write in short order for what you are trying to do (I’ll bet you haven’t put anything to paper yet) sits languishing while you lose CUSTOMERS… great plan… :rolleyes Just remember, your investors will look not only what’s in your proposal but how long you took to make it a reality… BTW, the things you listed above (i.e. - Texas Usery Laws, Texas foreclosure laws ) are a minute portion of your business plan… you realize this, right?! As a mortgage broker, you shouldn’t need to even research these… makes me all sorts of impressed… :bs

“I work in front of a computer while you on the other hand are supposed to be a contractor yet you spend a considerable amnount of time on this website in the middle of the day. I guess someone is not very busy these days. although to busy to work on his own houses. Now that is laughable.”

Funny thing this digital age… all sorts of fun technology to utilize… Considering I have an extensive computer background, and have probably forgetten more software than you know how to use… I can multi-task with the best of them… The times I post are varied throughout the day and into the night… YOU however, are positing (which means you are also reading to respond) during PEAK business hours… you post very little when you are not on someone elses dime, and using their resources… your stats don’t lie, Christopher…

“I will be the first to admit it is my first business plan. How does that make me any less of a success?”

Like you are telling us something we already didn’t know??? Of course it’s your first business plan… it’s painfully obvious… You hiding behind it as reason for not being up and running already from when you first announced it a couple of weeks ago as a defense for not being active in the ideal market of Texas shows it… as for it making you “any less of a success”… it doesn’t… but from what you’ve posted thus far, it doesn’t look promising, and since it is unlikely that you will put your pride aside and ASK for help, at the very minimum, contact your local SCORE chapter, and bounce your busines plan off them… at least you’ll get an EXECTIVE opinion… you NEVER get a second chance to make a first impression, Christopher… and part of that first impression is getting the business plan together expeditiously… something you may want to keep in mind, if someone else contacts you for a refi… If you just mentioned this HML to us a couple of weeks ago, that means you’ve been talking to your potential investors prior to that, and whether you realize it or not, you are ALREADY creating an impression… So you may want to get to work…

“Funny how you want to try and smear me because of a side project I am working on yet you avoid working on your termite infested dumps as much as you can.”

Funny how you want to try to smear ME because of a side-investment I am working on (your use of “termite infested dump” just betrays your lack of knowledge) yet you avoid working on your business plan, that you are obviously woefully inadequate to do on your own… Here’s a hint genius… you don’t DO your first business plan by yourself, when you have ZERO experience doing one… and you don’t use a TEMPLATE off the internet… it SCREAMS rookie and inexperience which does not lead to investor confidence…

“Seriously do you believe the things you are typing? You can say all the ridiculous things you want to try and divert from the fact that you are an abject failure.”

Do I believe what I am typing??? Silly question from someone who cannot back-up what they say… I don’t type ANYTHING that I can’t back-up or prove… you? not so much… As proof, “abject failure”? PROVE IT… And if you are going to use my side-investment as your proof, then you fail in advance… as the final numbers will determine whether it was a success or not… Someone who has been in business KNOWS this, which is why your simpleton use of it falls flat all the time…

“Stop arguing with me and get to work on your houses man”

You can stop anytime you want Christopher… It takes me MINUTES to respond to your blathering… :biglaugh :lol

“Do the right thing if not for you then for your family. After all your kids are going to asking questions about why you can afford to invest in termite infested dumps that you never work on, but you make them wear $20 shoes.”

Christopher W… the arbitor of the “right thing”… the fact that you do not teach your kids VALUE, and probably instead pay over $100 for sneakers, and have to worship image over substance speaks volumes… sneakers that cost over $100 get just as dirty as $20 ones… As an example,.can you honestly identify the color of a female co-workers shoes from yesterday… the average person doesn’t even remember the shirt color, which they look at much more often… You, being in SALES don’t know this??? Same thing with kids… just ask them, and you will TEACH them and maybe yourself something… The only exception we make for this, is for sports… BUT, to teach them value, we tell them they can buy whatever they want, but we are giving $20, and the rest is on them (teaches them wants vs. needs)… Interestingly, they stay within the budget… unlike most kids their age, they SAVE their money and rarely take it out of their account… They don’t need “things” or things that other people THINK they need to be happy… They will tell you, they’ve had a GREAT childhood… They’ve been to Katrina and other mission trips… so they have PERSPECTIVE on what’s REAL…

“Like I said I get emails, phone calls, and PM’s on a regular basis from people on this website( as I said above and you confirmned YOU WERE ONE OF THEM). What do you get? Beside carpal tunnel? Oh and “double digit returns”.”

I don’t get emails because, like others, my email is hidden, and I have no reason to post my phone number, but what, Christopher, you think you are the only one who gets PM’s on REICLUB? A little insecure are we? Yeah, I confirmed I was one of them to contact you for a refi, NOT real estate advice… so were successful in your trolling efforts… you just didn’t close the sale due to inadequate performance… and unless you get working on your business plan that will suffer the same fate…

As far as “double-digit” returns go, the amount of money you will have to invest as an HML to get the same CASH return, never mind ROI, during the same amount of time, will be over six-figures, during the same period… of course, if you really did know how to do “complex financial projections”, you would already KNOW that… the obvious presents itself yet again… better hope those investors don’t use Google too much… :biggrin

[reiclub]

Democrat Admits Pelosicare Won’t Lower Costs

http://www.thefoxnation.com/health-care/2009/11/03/democrat-admits-pelosicare-wont-lower-costs

At what point do we stop the self-dillusion on all of this? How does ADDING over a TRILLION DOLLARS above and beyond the costs of EXISTING “broken” healthcare system SAVE money?

This is the SAME “broken” system that INCLUDES ALL the waste, fraud and abuse…

To all our fellow posters who are national healthcare proponents, how much of your and more importantly others FREEDOMS are you willing to sacrifice to get a system that does NOT even meet it’s stated goals??? Never mind the fact that we ALL KNOW it will cost FAR MORE than the TRILLION PLUS price tag, that we will have to CONTNUALLY BORROW money to fund it? Over 2200+ pages??? :banghead

At what point does your obligation to protect your country’s freedoms outweigh your own thirst for more government program largesse which run CONTRARY to it’s country’s freedoms?

[reiclub]

Committee Confirms: Comply With Pelosi-Care Or Go To Jail

http://biggovernment.com/2009/11/06/committee-confirms-comply-with-pelosi-care-or-go-to-jail/

From the article - “The JCT letter makes clear that Americans who do not maintain “acceptable health insurance coverage” and who choose not to pay the bill’s new individual mandate tax (generally 2.5% of income), are subject to numerous civil and criminal penalties, including criminal fines of up to $250,000 and imprisonment of up to five years.”

Now, can you just IMAGINE what is in the REST of the 1,990 PAGE bill? And this isn’t even the COMBINED bill with the Senate…

The ones who will get squeezed here are the middle-class… Small employers will drop the coverage and pay the 8% TAX, as it will be a CONSTANT they budget for, and in addition they won’t be able to afford the INCREASED PREMIUMS because of this (increaed taxes on business are passed to the PEOPLE in the form of rate hikes), and then the people will be responsible to FOOT THE WHOLE PREMIUM sans employer participation… after all, they will not pay an 8% tax AND give their employees money on TOP of it…

So the very people who this is SUPPOSED to help will be HURT, as they will be REQUIRED to purchase health insurance under the THREAT of FINES and IMPRISONMENT!!! :shocked :banghead :banghead

Those who have been promoting nationalized healthcare on this site have been particularly quiet on this issue…

How can you not see this as a BAD THING for our country???

[reiclub]

I will ask a simple question…

With regards to this naitonalized healthcare bill, if it passes with all the taxes, fines (more taxes), and IMPRISONMENT, how exactly does the federal government have “limited” or “enumerated” powers anymore???