WRAPS VS LAND CONTRACT OR INSTALLMENT SALE

For those of you familiar with Wrap and Installment Sale transactions. I have talked to various attorneys, including William Bronchicks courses and would like to know which one is better for the seller?

When doing a Wrap around mortgage financing, title transfers to new buyer, which 1. Easier for buyer to refinance and pay you back 2. Less costly in case of default to get the buyer out, since you do not need to get involved with a formal Judicial foreclosure process that could take up to 1 year. You can get the buyer out faster. This is under most state laws, like Colorado.

Now under a Land Contract where title does not transfer, the benefit is that seller has a little more power and control, where the buyer cannot get a 3rd lien on the property or any child support claims and other judgments, but how can the buyer refinance to pay you off if title is not in their name, and if buyer defaults and contests their equitable interest, then seller has to go thru a costly and lengthy judicial foreclosure process to get them out. So for those with experience which is better?