When you buy S2...

Hi All!

Pretty basic question: When you take title to a property S2, how does that affect the seller’s ability to get a new mortgage (on another property)?

I mean, I understand that if they are holding a signed lease, that will keep this mortgage from messing up their debt-to-income ratio, but how does this work in an S2 deal?

I think I have a motivated seller here, who might be open to S2, but they’re relocating and would have to buy another property soon.

Thanks for any input!


Although it’s lazy, I wrote the article for exactly this reason…


If you still have unanswered questions after reading, please let me know. Thanks.