c,
first, don’t “play” with money…
you’re going to INVEST that money.
how and when is a matter of time and education.
you’re 19 so you’re young. this is good. you’re ahead of the game. but if you “play” with your money, you can kiss that money goodbye.
don’t buy depreciating items that turn your cash into trash. rule number one.
build your credit by using your credit card once a month - pay it off, every month. cancel the jewlery store CC. that’s garbage.
consider reading or listening to some audio/CD stuff on business.
visit your local library and for about 1.85 in late fees, you can get AN INCREDIBLE EDUCATION in about 6 months, start doing things you NEVER LEARNED IN SCHOOL for the past 18 years…and within a year - you’ll find that you have a business with its own business bank account, credit card, etc.
by the time you’re 21, if you do it right, you’ll probably have spent about 2k of that money getting things “in order”…within that time, you could take a realtors course and maybe improve your salesmanship skills.
in that time, you might consider toughening up and getting ready to LIVE YOUR LIFE ON YOUR TERMS.
the other option is of course, go to college and do all this during that time and then at the age of 24, have a college education under your belt - but if you’re going to spend that drinking and gettin laid, then forget it - it’s a waste of time and money.
and then there’s option 3 - work for the man and live by the rules of others, like your employer and the government hand-out line.
ppppsssttt…option 1 or 2 is better… ;D