So after a 3 month ordeal of Wells Fargo completly screwing up things more than once, they have finally had the interior appriasal done and they countered our offer of 138K at their FMV of 175K. The appriaser said it does not need very much work but we have pics and a repair list that we have sent to them. Its an FHA loan and I have heard that FHA will typically SS for 82% or FMV. That minus the repairs should put us right around our offer. I guess I am just looking for some ideas or thoughts as Wells Fargo is a HUGE lender and maybe someone else has dealt with them before.
Any Ideas???
JD