I’ve read a lot of posts here and there seems to be some confusion about unsecured or business lines of credit. Yes, they do exist, and yes, the application is almost 100% of the time stated. The loans are obviously not collateralized, and they do not show up on your credit. There is no risk involved as far as fees are concerned.
So long as the credit scores are good enough, there’s almost always something you can do.
Regards,
Jon