[[[…How do you check if the tenant had a “burned house” in the past?..]]]]
The first thing you do is to ask them. It’s a question on my application. Yes, I have had an applicant tell me that a house they lived in burned down. They said “some solvents exploded”, which I suspect means that they were making meth.
You will get applicants where their insurance company is trying to find them a place to live because their house burned down.
You should be getting current and prior landlord names. You check to make sure they are really the landlord, and damage to the rental is always one of your interview questions.
You get prior addresses on the credit report. Those need to be checked against the prior addresses claimed by the applicant.
Also, ask their reason for moving. Tenants think that “house burned down” is an excellent reason.
Be friendly. Look interested. Listen actively. You won’t believe some of the things applicants will say once they start talking and you aren’t critical. Fires are exciting and make them the center of a drama, so most people who have had a fire love to talk about it.
I don’t like to accept applicants who move frequently, so 2 landlords will give me at least 4-5 years reference. The prior landlord will probably know if if there was a fire in the house before his.
You can’t do an FBI security clearance, so you aren’t going to catch absolutely every problem and every lie. But if you screen tough, you will catch a lot of it. The really bad tenants are bad at everything they do, including lying.
Sometimes you get a genuine conman who has fabricated a pretty good background cover-up. Maybe that one will get through your screening. But if you have procedures in place, have a written criteria and stick to it, and don’t rent based on your “gut feeling”, most of the bad ones will get screened out. (Reject for bad gut feeling. Don’t accept for good gut feeling)
Also, smile at the kids. Many kids are starved for adult attention and they will spill their little guts if you listen to them and look interested. They will tell you all about the family pets and if there was a fire, I’m sure they will find that interesting to talk about. Note: I do not interogate the kids, simply respond to them, and their loose little lips will sink ships.