Subject to Loans, credit check?

Hi,
Do i need to have a good credit or good debt/income ratio to buy subject to properties??

is there a case where i cant qualify for subjet to loans??

weird thing is i dont see too much “subject to” properties.

You don’t just see people selling there property subject to… it’s a technique to buy property creatively.

You simply take over the payments of the existing note and mortgage…