What advantages would there be in a sub-to transaction just to deed the property directly to an LLC rather than to you and then the LLC, in both cases the Due on Sale clause is equally at risk to be excercised…
In theory you could show the lender that they put it in the trust and are the beneficiaries. In reality, you violated the DOS clause. Could you bankrupt the LLC and stall-sure. Could you get a TRO(temporary restraining order)-sure. Could you refi? payoff? Maybe.