SUB2 and owner financing

Can i sub2 a deal with a seller who is being privately financed?

It will depend if the private lender has a due on sale clause and if they will call the loan due. Banks usually have the clause but rarely will call a loan due when taken subject 2, mainly because they have so many loans, it doesn’t get noticed.

A private lender will not have many loans like a bank does so they will know when you start taking over payments.