SS- Vacant Homes?

I am a newbie w/some quick questions?

  1. Does it matter to the bank if the homeowner has already moved out of their home to shortsale?


  1. Does it matter if the property is a vacant condo. townhome whatever that somebody bought as an investment and can’t afford it and it is sitting vacant.

follow-up to #2
And if it is a brandnew construction never lived in place, what % of the value would you offer?

Thank you anyone w/ info., greatly appreciated