Do all short sales require you to pay for the property in cash? If your offer gets approved, and you can’t come up with the cash, is their a penalty?
You can get financing, like a loan to close the deal. People do it all the time. If you 1st offer cash and then want to get financing you will have to let the loss mitigation team know so they are on the same page.
Is it better to immediately say you will be going with a loan and being up front with them from the start or smarter to say you will pay all cash to get your foot further in the door, but then change your mind to use a loan?