REO Seasoning

WHat is a reasonable down payment when it comes to REO proerties and are the seasoning requiremnts still in effect? What are the terms for seasoning and can you still do abc closings or have the banks start to allow as/or assigns on contracts?

As far as I know → If you are trying to wholesale a bank foreclosure, they are going to want at least $1k minimum down payment. You are going to want to “buy” the house as an LLC, and sell the LLC to your end buyer for an assignment fee. So, once the buyer does that, they now own the LLC, and the buyer will now buy the property. You can even get the down payment from your new buyer, too.

What if you have already set up an LLC? Do you have to keep changing it everytime you assign property?

If you want, you can use the LLC that’s already setup for that particular deal. But, you will need to setup a new LLC for each home you short sale to a buyer, as they are basically buying the LLC from you, and the LLC that’s buying the property is basically (in a way) assigning it to an end buyer. There’s a youtube video that talks more about this and when I find it, I’ll post it here.

It also depends on the bank and how long it will take for the bank to accept the short sale, unless the short sale has already been approved and the numbers are still good for the deal.

The following tip may help:

Check out the following thread for a brief outline of how it would work:

http://www.reiclub.com/forums/index.php/topic,47013.msg229421.html#msg229421