i have great credit and i wanted to start a rent to own program. i talked with my lender and i cant get 100% financing. does anyone out there have rent to own programs that they follow. i need to get some tips or strategies. any help
Are you trying to buy houses then sell them on rent-to-own?
If so, then you came to the right section but following the wrong way of buying properties 
Send private message to Ca$h see if he will still sell you his course (not sure if he still does). It will teach you what you need on buying sub2 where you do not need a bank to qualify for a loan and buy.
Another approach is to buy on a lease option and sell it on a lease option (as long as you are not in Texas).