Rehab loans or HML need help!

I bought 2 duplex last month and I plan to repair them before renting to A+ tenants. I need 20k to repair everything. What’s the best thing to do? Should I go HML? Anybody who can help?

Cowboy- do you have equity in your properties that you can use to get a home equity loan, HELOC or do a cash refi?

I have a prepayment penalty. And yes I have 8k each apartment that I put down.
I just finished remodelling the lower unit. I still have 3 units to remodel.