Refinancing a lease purchase??

What is needed to refi a lease option after 12 months? Are there lenders that will refi a lease purchase so I don’t have to do a regular purchase? How should the contract read to help me get this refinanced?
If you know of any lenders that do these, please respond.

What is needed to refi a lease option after 12 months

These are also known also known as a land contract refinance. They are treated similarly to that of a normal refinance. There are a few things that you must prepare prior to the process of financing.

Do you have 12 months of cancelled checks showing on-time payment?

Was there any type of signed agreement or contract? Was it notarized?

Was it filed with the County?

How should the contract read to help me get this refinanced?

The agreement basically needs to state that you have the option to purchase the property for $X at the end of a specified period of time. (generally at least a year-12months)

If you know of any lenders that do these, please respond

Depending on your personal parameters (credit, income, assets, etc.) just about any mortgage company can complete it.