re-financing for new LLC?


I recently purchased my 1st investment property in Las Vegas. It is currently in my name only. I intend to set up an LLC either with

1.) myself

2.) myself and my wife

  1. myself, my wife, and another couple

My question is, in each of these situations, will I have to refinance my loan to get the property in the LLC’s name?
Is there any other way or agreements that will allow me to get the home into an LLC and not have to pay the costs of refinancing?? Everyone’s credit score is great (if that matters).


Ben made a great post about it here.