Questions on wrapping

Hello All,
I have done a few wraps and really like them for the long term cash flow. My question is this. What is the best way to structure the wrap so that you get the most out of your money.
Should the buyers note mirror mine or should I position my payments to pay off earlier even though I won’t get as much money per month?
My note is 7% for 8 years at $229.62. Their note is 12.75% for 10 years at $366.64. The bank will make MY note longer or shorter…or I could make it longer but pay extra.
It’s the time vs. money thing that I have to really work on.
Help anyone?
Great $uccess,
P.S. My note is fixed for 5 years and then adjusts…I will mirror their note to mine with the fixed and ARM.

As long that you’re note(wrap) has a higher interest rate & payment than with your original one, you should be OK.

David Garcia