Pre-approval letter tricks?

Financing, Hard Money Lenders, Private Money
1

How do you guys handle your pre-approval letters? This has got to be the most annoying thing beside my tenants in Real Estate. I am currently using a local bank that gives me commercial loans, they don’t do pre-approval letters. Neither did my last local bank/commercial bank.

What i’ve been doing is, getting my credit pulled on just about every off I make. Very annoying.

2

Similar experiences here. No more pre-approvals? The seller’s realtors are asking for pre-approvals before making offers but the banks arent giving them. What gives?

3

tell them about fair credit rules/laws.

They can’t pull credit if they have done it in past 90 days (I think).