Owner need to sell property but property listed with Realtor

Owner need to sell property, he is out of work and have another property and has to paid both houses taxes. At this moment house is listed with Realtor for almost a year. Best offer received was $62,000.00 house was built 1987 and need some work inside. This will be my first deal, how can I approach the owner with offer nothing down?

you didn’t offer any details, no one can tell you anything without some to go off of.

It seems like your concerned with having to pay the realtor.
Tell the homeowner you’ll buy his house Sub2 if he covers the realtor fee’s
or…he cancels the listing with the realtor.