New Construction

Anyone know of or have experience with companies who facilitate new construction. I guess they charge a fee, does anyone know how much.
I’ve come across a couple that say no money down and no payments for a year.

Yes they have builders offering that. What they are doing is putting the interest on the pulls into the cost of the purchase of the home. You will be closing on the loan, getting a construction loan that will turn into a perm loan once the construction is completed. BUt generally for this you will have to go Full Doc and have a 650-680FICO and 3-6months reserves in the bank. Its also a tough loan so banks can take 2-4months to close these loans like that since they want to make sure you have the money in the bank for reserves and make your life miserable since your putting no money into the deal.