Need some rehab rescue...

I have 2 houses and it’s a long story but for the short end of it.
I’m near the end of my HML term.
Can’t refi because during this nightmare my business took a hit and my score tanked.
Is there any way to save this before these people take the houses.

One house is done and on the market but I need time to sell it.
The other is close.

The best scenario in my opinion is refi with a little cash to finish.
But I don’t want to lose them and probably have a week or two left.

Just need a little time and the 2nd one can be done and I can have them both sold.

Willing to take on a financial partner to finish but we’d have to discuss a few things that are needed to do that.

The houses are in Harrisburg PA if that matters.

Any help or advice is appreciated.

Have you discussed extending the financing terms with the HML? And what happens if time runs out? will the HML foreclose, or did they do a deed-in-lieu, or do they just charge you extra money for going over the time limit?

Have to pay to extend.
They’ll probably call the loan.
There’s no middle ground with them which is why I’m trying to find a solution

weigh your options- can you pay to extend the term, or should you just call a local home buyer and dump the property so you dont get foreclosed on?

Haven’t been able to dump the property, that’s the problem.

do you have any available cash to extend the HML term, which would give you time to refi or sell?

At this time no, waaaaay overbudget.

That’s why I mentioned taking on a partner as a possibility.

They settled down a little but they still want an answer soon.