Need hard money for a refi in PA

I have a borrower in PA that is 90 days late on her mortgage payments. How can I find hard money lenders in the State of PA that would do a refi.

Thank you,

Raquel why are you looking for hard money? There are non conforming lenders who might do this loan. It obviously depends on the parameters. I am assuming that not only are they going into foreclosure, but, their credit is a wreck too?

Yes, Her credit is below 500. LTV is 65% DTI is 49%. No conventional lender(that I know) would take this. Let me know if you know of somebody.

Eastern Savings Bank may be able to do it. They will take credit scores down to 400. I do not know if you are setup with them though?

Thank you, I will give them a try.