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Your credit is a measure of your financial trustworthiness. The truth is that people will not want to be your partner if your credit is bad (I know I wouldn’t). You say in your post that you make “very good money”. If that is true, then you certainly should spend some of it paying your bills. Why would anyone want to be your partner if you don’t honor your financial obligations?

My suggestion is to work hard and pay your bills!

Good Luck,

Mike