I am located in NY have two rental homes in the Richmond area of VA, been in the rental game for about 10 years with much success. (mostly minor issues nothing major, always collected rent on time). About four months ago there was a water leak from the upstairs bathroom drain, some water did come down to the main floor ceiling and leaked through. I had it repaired by a plumber the next day and the ceiling spackled and repainted the next week. (I always make repairs quickly, this is a house I would live in, I’m not a slumlord). Now three months later, the tenant is calling saying she smells mold.
They pay rent on time and take care of the property. I have a home warranty and home owners insurance, neither cover mold issues. I am having my painter go check it out this week.
My questions are:
Should I have it looked at by a mold company? Concerned about disclosure of mold as well as the cost.
Concered about legal issues, being sued by tenant.
Has anybody had any real life experience they can share.
Any help would be greatly appreciated.
The home is in my name, I have rental insurance on home, should I have any other insurance?