Looking for Lenders of Land Deal

Hello,

I am looking for a bank loan (not hard money) to fund my purchase of a developed land in Georgia. The purchase price is $120K, and I am looking to put 10% down. Is it possible?

I appreciate any suggestion.

Is it owner-occ or investment ?

Owner-Occ Full Doc, very high FICO , and decent cash reserves, it can be done

why no hard money? just curious