You have a lot of positives going for you. Don’t let a couple of negatives hold you back. Besides they aren’t really a problem.
The time issue can make it difficult but not impossible. Set yourself up some auto mated systems and that will take care of that issue.
I would recommend wholesaling a few deals that don’t require cash or credit to get done and that will build your cash reserves.
Then I would recommend starting out with small multifamily properties 1-4 units. Get a good management company to run them so you don’t have to deal with tenants and toilets. There are a lot of great courses out there but you can probably read a couple of books to start with.
Set up a few websites for capturing leads on sellers and buyers and then post your wholesale deals there as well. You can do that virtually for free at ten free websites dot com.
Investors are always looking for private money lenders… That means you give an investor money to do deals with and your money is secured by real estate. Find the investors in your area and see if any of them are looking for private money lenders (someone will be) you not only do not have to do a thing but you get a lucrative return on your investment. Typically 10-20% in 6 months or so.