Loans for Under $50k in Low income areas?

Looking at investment property in low income areas in and around philadelphia. One property is 20k thats appraised at 45k on Anyway where does one get real estate loans of this size? ( most banks have a 50k minimum that ive talked to )

Zillow is very inaccurate in some areas, I’d get a couple more value opinions.

That said, most big banks (Bank of America, Washington Mutual, Wachovia, SunTrust, Bank United) don’t have minimum loan amount requirements - or usually it’s $20k or something really small like that.

Countrywide as well is a good lender for small loans.