loan for MHP

We are looking for a lender for an owner-occupied MHP. Asking price is $425K.We are hoping to finance at least 95% with a seller 2nd. My husband’s credit score is 595 and mine is 660. The problem we’re runing into is the loan amount: less than $500K. Any advice is greatly appreciated.

To get this done, you will only get a financed loan of about 75% and the seller could carry back no more than 15%. You will still have to put in the remaining 10% plus closing costs. I hope this helps.