land buy

Does anyone know of any interesting and creative ways to finance a land purchase so I would have the lowest payment a month?

When you say land, do you mean “raw” land or do you mean a “lot”? There is a large difference in pricing. Also, what LTV would you be looking for? There are tons of different options available to you, but more information is needed, before more information can be offered.

This is a lot in the city. I could put 10-20% down. What more information do you need?

Just the basic stuff. Credit history, lot location things like that. There are a ton of programs out there for lot purchases.