Is this a good deal?

Hello, I am completely new to real estate investing and need guidance to see if a deal I have is worth pursuing.

I have managed to find a renter who is willing to pay $1015/mo, and there is a home that I have found as a match that would be $700/mo including mortgage, insurance, and tax. Is the $315/mo enough to cover the expenses of owning a home, and will I make money on this deal?

House is 3bed/2bath looks to be in good condition. House is selling for $91k and valued at $116k.

Good deal?? Thanks in advance!!

Hi,

I have always tried to buy my portfolio properties like I buy my wholesale properties at an average 30% discount below FMV. Now with that said $116k FMV and an asking price at $91k is a 21.5% discount below FMV. 

The $315 positive cash flow is good, and you can successfully manage and care for this property with this kind of positive cash flow!

I would try to negotiate the agreed price down a few thousand if you can, but overall if this property is in good shape I would buy it to make it a portfolio property and rent / lease it out! If this is your first rental make sure you have smoke detectors, carbon monoxide detector if you have gas and supply a fire extinguisher in a closet or cabinet!

Good luck,

              GR