investor financing

I live in AZ and was wondering if there is any investor loans out there that you can get for 5-10% down or is everything out there at 20%.

Depends. We did have a local bank willing to fund 100% of a potential deal, but then the seller didn’t want to come down so we walked. Shop around your local banks and see what they have to offer. If you have no track record, don’t expect a low % or no money down loan in this market.

I invest in Arizona.

Straight investment financing right now is conventional full doc 75% LTV.

Some banks and lenders may allow a little owner carry money in the investment financing as a second.

Owner occupied 3% FHA is best minimum down payment here now.

We are putting up 20% plus closing for every property.

I doubt you can do fha as an investment loan. Call Julia at 602-476-1854 and see if she still has any 10% down investment programs. I know that with private money it can be done but your going to need equity in the property.