I Need Hard Money HELP!!!!!!!!

My husband and I are interested in buying a hotel at the beach going for a few million dollars. By no means are we worth even close to that amount of money, nor do we have a chunk of money to put down on the property. Are there hard money lenders that will finance based on appraisal price? What kind of percentage are we talking about? The few that I have spoken with need a lot of money down in order to finance the property, is there a way to get a second mortgage on the property while the hard money lender carries the first? Would we be better working with a normal bank even though we don’t have that kind of money?

Thanks for your help!!!

Hard money lenders usually lend a small % of money based on the value of the property and of course the rate is high. This is a commercial property and you may want to try C-Loans.com