I need a sensible, reasonable loan origination source for myself…just built my home over a year ago and am frustrated with my first dealing with a lender who doesn’t do in-house underwriting…no answers, slow response, etc…
I have a simple deal - we own home, no liens, no mortgage, just appraised at $140k in Jan, built in rural area with no occupancy permit or inspections available…which should be irrelevant…so am tired of the anal exam in my first loan attempt…need a lender with close underwriter discussion contact, not an external unapproachable lender underwriter.
Pretty much the whole, simple story…want a max equity reverse loan…66% at ages 70 & 73…zero owed on home, home is very new-barely over a year old…recent appraisal of 140K…should be simple process…if I can find a lender who can communicate with their underwriter…unfortunately I started with an inexperienced originator who is attempting to sell my loan …to the biggie lenders…and now has my case file…