i’ve spent the last 2 years tryin to get myself out. and i just keep getting deeper…now it’s down to the wire.
i’m about to lose it all, and i have a kid on the way. this totaly bites.
i want to be able to provide but i’m 60 grande in the whole.
(from bad decisions, crime and punishment, loss, low income, and poverty)
i didn’t get credit cards, i thought that would just make my life worse, stuck in some government institution, i didn’t know that my life would depend on how many creditors i owed.
and now i realize that you can get debt eather way.
but now i’m just tired and nothing i do is working, i have a good job, but it can’t pay the debt.
on the 30th i lose the house i rent. today is the 20th. in 4 days the loan my mom cosigned on to fix my brittle teeth is going to collections. and will ruin both hers and my dads perfect credit.
my credit score is 484.
and i have more stuff in collections then there are collection agencies.
in the past i would have stolen the money i need. and sometimes i get real close to flipping back that page.
but i resist.
i have nothing really at all to show for in my life. and it’s a shame becouse i have such awesome dreams, and easily reachable goals that could take me off into an awesome future of american dreams (that’s an understatement)
ladies and gentlemen
my name is david kubala
and i’m your typical, broken home, suicidle, depressed, underachiever, turned criminal, headed for ruin and despair kind of guy.
except, the last time i was in prison i decided that was not my story,
i decided my parents couldn’t be blamed anymore, for what they didn’t know, they were just little kids. they didn’t have a clue how to raise a child. but at least i conciously know right from wrong, and am some what intelligent.
i never asked for help my entire life.
i depended on myself and did my best to turn down the help offered by my family.
now when i need it they are not there, or just to broke themselves.
i know there are people out there worse off then me, victims of mother nature and mans refusial to see straight.
so i'm not asking for a hand out.
i’m asking for a loan.
and i needed it yesterday.
i know how many people on this planet have the means.
people with or with out heart, those that care or don’t.
i’m apealing to all of you.
i need a loan.
$60,000.00 to be exact. i need 15,000.00 of that right now.
so i can pay my rent and dental bill before it’s to late.
the rest you don’t even have to send money or cut a check for if you think i just want the money to do something stupid.
i’ll just send your every bill and colltions notice and court bill i have and you can pay them. and i’ll make payments on that amount.
60 thousand is just a rough estiment.
i have a job,
i gross 1800 a month before taxes, so make the instalments low enough for me to pay.
i don’t know why anyone would want help me. i can’t answer that.
but i know everyone who wants it, really wants it, allways deserves a chance .
i just want to provide for the family i’m about to create.
get my head out of my ass, and be the man i know i can be.
i would do it myself, but i’ve tried the whole pay some of it off and hope the rest of them will be kind enough to wait till the next big break.
so please if you or someone you know can help me in anyway, well you know.
thank you if you atleast read this whole thing, it says somthing about you that most people don’t undertand.