I live in the Houston (TX) area and am in need of a hard money lender. I have houses lined up that have good ARV but my problem is that I, being 21 and a student, have no means of getting a conventional loan and it seems all the hard money lenders out there use the name loosely and are really just conventional loans, the way they credit check and check employment and finances and bank statements.
I have no problem with a credit check it is just not immaculate since I have barely and debt I could build credit on and also have no job because of being a student.
Anyone have any ideas on any TRUE hard money lenders willing to deal because of the deal and not because of credit and bank statements?
Thanks in advance.