How to find lenders

I want to buy my first income property. I have no down payment. Please advice.

Your reply is awaited with interest.

Buy at a huge discount using hard money.
Refinance using conventional financing.

You know I guess it is that simple!!!

When you break it down it is simple. The hardest part is actually jumping off the fence and finding the properties. I would suggest finding the hard money guy first. That way once you have the property lined up you can jump right on it.