It sounds like you are selling the house? If so set the price at fair market value and offer owner financing, that is a plus for the property. I would demand more than $2k downpayment if I were selling and offering owner financing.
If you were a prospective buyer what would you pay for the house, today’s value or some future value? Probably today’s value, right? What do you think the property is worth; $85k or something more? Look for comparable properties in the same neighborhood that have sold recently to help you determine your sale price.
On a side note; if you think the property will increase in value in the coming years why not hang onto it and just rent it out to offset your mortgage payment?
I agree with 7Tlr. Since you are willing to carry the financing then you can charge a little above market rent. Keep the title to the house over the years and calculate in the assummed appreciation to determine final sale price. It’s like a lease option but now your not the middle man. My advice being the way the market is right now (slow) I would hold on to it and just enjoy the cash flow from it. Remember since you are carrying the financing don’t be scared to demand 3%-5% of the value towards down npayment. Good luck, and Great Investments
I’d offer more like 5-10% down and ask for 10-12% int rate. Balloon in 3-5 years. I’d also use FMV - you usually use future appreciation prices if they aren’t going to actually buy it until the future (i.e., lease/option).