I was wondering what is the easiest, cheapest way to figure out what type of loan an individudal has? At the moment, I’d rather not deal with FHA and VA loans so it would be nice to just cross these off the list as soon as possible. If I have the sellers name and property address, should I be able to dig this info up at the courthouse?
The details of loans are on the Note. Some deeds of trust are recorded with a copy of the note, so those you can find in public record. If the Note was not recorded with the deed, then you’ll need to get a copy from the borrower.