Non structural damage, yet at least a sixth of the attic roof has been burnt. It didn’t burn through the roof, but it did burn through the ceiling of the bedroom below in small area. What are the chances that a local bank will finance this?
Unlikely- the damage will probably have to fixed in order for the house to be financed. An alternative would be to get a short term hard money loan for the acquisition + cost to repair and then refinance it once repaired.
You might also try First Horizon or National City. They both have good rehab programs.