help to start goal

i’m new to this site
i’m looking to start investing in realestate
i’m live in toronto, ontario, canada
i currently work fulltime and make about $500 a week
my credit score is abotu 540 and i have about $1500 in credit card debt
i’ve went to 3 investment seminar last year but still haven’t started anything
i’ve looked at many properties in my area but every agent i meet with says oh you need a co-signer or you need more money
i’ve been looking for foreclosures in canada but can’t find any.
is there a provincial office i can go and check.
any advice would be great apprieciated