I am going to look at a house today, if me and the seller come to an agreement, for a down payment and she will owner finance, what do I need today to bind the deal? Also what closing costs would be involved when someone owner finances? Thanks for any help
You just need to write up a contract based on the price and terms you decide. Who pays what part of closing costs is negotiable.
Talk to a local title company or whoever handles closings in your area to get an idea of the costs involved. Title insurance is usually the most expensive cost of closing. Buyer usually pays it, but it can be negotiated.