HELP ME PLEASE!!

Hello Everyone,

I am located in Atlanta, GA and I came across a condo with an asking price of $36,000 to purchase. I am having a proiblem finding financing for the condo due to the asking amount and credit. My plan is to buy th condo as an owner occupied resident. My interest in the condo is to re establish my credit by having an affordable mortgage. Can someone help me with finding a way to get this deal closed? I am able to put down at least 3k cash if required. All help and responses will be greatly appreciated.

I would see if the owner would hold the note, give him the $ 3,000.00, then refi. in 6-12 months.

What is your fico? Income?