Here the scenerio:
I own 2 properties in my name:
Purchased 6/04 64000, mortgage 52000, heloc 101,000, value = 175,000.
Purchased 6/04 129,000, mortgage 115,600, value = 225,000.
Jointly own a condo
Purchased 6/05 205,000, mortgage 165,500, heloc 20,500, value = 250,000.
Will I be able to get a heloc on duplex? ( I need about 45,000 for renovations on duplex)
Here a twist, all the properties list me as primary resident, otherwise I would apply at BankAmerica where I got heloc on duplex.