heloc on second home

I’m trying to get a heloc on our second home because we rent our primary home. will the bank actually come out in person and check out if it’s rented out?

which mortgage company is your 1st with?

I don’t have one yet. I’m trying to get one and realized no one will do a HELOC on an investment home. My 1st mortgage is with countrywide.

Countrywide may do a driveby, but doubtful…unless you are behind on your payments, Countrywide normally doesn’t even worry about that. how long have you had this property?..or is there equity in the property?Also how does your credit look?