I am looking for a hard money lender that will lend in Erie County, New York. ARV range from $30,000 and up. I plan to purchase foreclosures and fix them up. My exit strategy is to refinance them and hold for rental income. I already have two that I purchased and fixed with my own funds. They both have been refinanced. I would like to continue purchasing and rehabing w/o tying up my reserves. I have a broker who have contact w/banks who does the refinancing for me on these small amounts.