Will a true HML want to look at your credit just to get a glimpse at your credit history but not use the fico?
or will they not want to look at credit at all?
Some hard money lenders are private individuals while others are comanies which will have set guidelines. Even if credit is pullen they can still work with lower scores. Most are equity based.
Hello, I agree with Ben. HML also base their lending on the project. But, you will still need to have something of financial value to be able to secure your loan.