Hard money lender?

Let’s say I have relatives that have money. Let’s also say I think I understand what hard money lenders are and how it works. Now if I talk to my family and convievce them of loaning me money with out points but a great interest rate for our times and it is sucured by a note on a property I buy with this borrowed money. Haven’t I found a “hard money lender”?

I am pretty sure this qualifies as a “private” lender rather than a hard money lender. Here is a link for a free HML e-book…